Today, I'd like to explain the conditions of Nonghyup's Super Prolon, but the economy has worsened due to Corona and others, but it is not showing any signs of recovery.
However, in the case of loan interest rates, household loans have risen significantly, as they tend to be low interest rates. As a result, there have been various issues recently, such as commercial banks trying to raise barriers to entry and regulate loans.
These regulations have also affected professional jobs, with fewer loans and fewer limits than before, and more people want to proceed with professional credit loans before they are tightened. However, although the loan limit may vary depending on the creditworthiness and conditions, the loan approval rate is more advantageous for professionals who can guarantee a fixed income.
If you are looking for professional loans from commercial banks, please check the conditions of Nonghyup Super Pro-Ron and make use of the necessary funds.
Nonghyup Super Pro-Ron is one of the loan products for professionals and can receive up to 250 million won. If you have an existing loan, you can use it by deducting the limit, but credit, repayment ability, and monthly income are the same as regular loans.
However, for ordinary workers, income stability 비대면 폰테크 is considered lower than professional jobs even if their employment period or monthly income is high. Even if you have the same period of employment and monthly income, professionals are considered more favorable conditions in loans.
Professional workers and professional businesses who own professional certificates belong to the subjects, including judges, prosecutors, lawyers, military judges, and university professors with four-year assistant professors.
an accountant and certified certified public accountant The subjects are appraisers, customs officers, secretaries, technicians, certified labor officers, damage assessors, mandatory military judges, certified judges, pharmacists, architects, veterinarians, administrators, etc., and Roscle students, such as business trainees, can apply.
There are various options for the loan, and in the case of loan repayment, you can also use it as a split repayment or a negative account with equal principal and interest.
If you use the maturity repayment and negative account method, the loan period is within one year and you can use it for up to seven years when you pay in installments. For those who want to reduce the burden of principal repayment by increasing the period, the split repayment method is appropriate.
Among the conditions of Nonghyup super-pro-ron, the interest rate is 2.13% per year depending on the standard interest rate. The preferential interest rate will be applied up to 1.20 percentage points if all conditions such as transaction performance preferential treatment, request preferential treatment, and product preferential treatment are met.
The documents required for applying for a loan require a real name verification certificate and a professional qualification certificate, a professional business license, a business registration certificate, and a certificate of enrollment for law school and law school students.
Additionally, additional income confirmation documents and other necessary documents may be required, so please visit the store for detailed consultation.
There is a fee for running a loan, but first of all, there is a stamp duty. It is 70,000 won for a temporary tax exemption of less than 50 million won and less than 100 million won, 150,000 won for a temporary tax of more than 100 million won and 350,000 won for more than 1 billion won.
While using a loan, there may be a situation in which the principal is repaid in the middle of the period of maturity, which may result in an additional prepayment fee.
So today, we looked at the conditions of Nonghyup's super-pro-ron, and because it is a professional credit loan, the advantage is that you can get a loan through a higher limit and lower interest rate than ordinary office worker loans. Rather than receiving a high limit unconditionally just because the loan conditions are good, please check again to see if the loan conditions are right for you and make a careful decision.